Birdville ISD Cafeteria plan: year is September 1, 2012 through August 31, 2013.

• Benefit elections will become effective 9/1/2012 (elections requiring evidence of insurability, such as life Insurance, may have a later effective date, if approved).
  
  
• MetLife is the NEW dental provider effective 9/1/2012. DHMO participants MUST choose a new MetLife primary care dentist.
  
  
• American Public Life (APL) MEDlink® is a NEW supplemental coverage that helps offset out-of-pocket costs that you experience due to deductible and coinsurance of your employer’s medical plan due to an in-patient hospital confinement. See plan brochure under the Benefits and Forms tab for complete details. For a video with additional information, please click here.
  
  
• National Benefit Services (NBS) is the NEW Third Party Administrator for Flexible Spending Accounts (FSA) for the plan year beginning 9/1/2012 (replacing MGM). All reimbursement claims should be sent to NBS beginning 9/1/2012, including the 2010-2011 plan year.
  
  
• The Healthcare reimbursement maximum is reducing to $2,500/plan year due to new federal regulations. There are no changes to the Dependent Care. If you currently participate in Health Care or Dependent Care FSA’s, you MUST re-elect a new contribution amount every year to continue to participate.
  
• All participants of the healthcare FSA plan for the plan year beginning 9/1/2012 will receive a new NBS flex card.
  
  
• MetLife is offering a guarantee issue enrollment of up to $100,000 for ALL EMPLOYEES this year only (must meet actively at work requirement), and employee optional life rates will reduce by 10%, effective 9/1/2012! Spouse and child life rates will remain the same. Rates will increase for an employee or spouse if entering a new age bracket.